the continuous immigration and the increasing awareness about the relevance of having an insurance cover have forced many people to consider having affordable cover. Property micro-insurance has offered an alternative solution to property owners who are less financially empowered in the country. As Aitken observes

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the continuous immigration and the increasing awareness about the relevance of having an insurance cover have forced many people to consider having affordable cover. Property micro-insurance has offered an alternative solution to property owners who are less financially empowered in the country. As Aitken observes

the micro-insurance industry was considered unviable in developed economies of North American and Europe.²⁹ However

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