Category: Banking

  • To Loan or Not to Loan: Taggerts Bank Plans

    To Loan or Not to Loan: Taggerts Bank Plans Table of Contents Background Information The Extent of Adverse Selection in the Subprime Loan Market The Extent of Moral Hazard in the Subprime Loan Market Proposed Loan Product and Sale of a Percentage of the Loan Summary References Background Information Mary Taggert is contemplating extending subprime…

  • St. George Bank. Profits and Perspectives.

    St. George Bank. Profits and Perspectives. Introducton St, George Bank generates large profits from the fees collected from their clients. The banks are able to survive with the interest earnings generated from bank borrowings. There are many sectors affected by the increase in the banks profits. The following paragraphs will explain the differences in the…

  • Banks Digital Trends, Opportunities, and Threats

    Banks Digital Trends, Opportunities, and Threats The essay demonstrates the most crucial digital opportunities and threats for a commercial bank. In addition, the strategies to reduce the number of abandoned baskets are discussed. Notably, nowadays, digital currency is one of the most influential trends in the financial industry. Xu and Tang (2020) claim that central…

  • Opening a Bank Office in Lithuania

    Opening a Bank Office in Lithuania Table of Contents Introduction Main body Conclusion References Introduction Opening a new office usually involves many risks, especially if the new area is not researched properly. Various aspects need thorough consideration, including the short-term and long-term investments, the profitability, the type of presence, and others. If a new office…

  • People Analytics of the Qatar National Bank

    People Analytics of the Qatar National Bank One of the biggest challenges in conducting people analytics research of the Qatar National Bank is working with unstructured data. With the growing number of operations, unsorted data is one of the main types of data that analysts work with. The majority of information is unstructured because it…

  • Evolution of Modern Banking: Middle Ages to Present

    Evolution of Modern Banking: Middle Ages to Present Introduction The history of banking began around 2000 BCE in Assyria, Sumeria, and India when wealthy families kept gold and silver coins in their homes. However, in the U.S., the banking system was started in 1782, where the first real bank was chartered in the then young…

  • National Australia Bank: Corporate Social Responsibility

    National Australia Bank: Corporate Social Responsibility Abstract This paper is based on the topic of Corporate Social Responsibility (CSR). It explores the topic through an analysis of a company selected from the database of the worlds most ethical companies. One of the issues which are discussed is how the company behaves in a socially responsible…

  • Banking Bail-Outs and the Housing Market

    Banking Bail-Outs and the Housing Market Table of Contents US bail-out and Banking industry Effect of bank bail-outs on the housing market Conclusion Works Cited The world is just recovering from an economic crisis that saw some of the worlds largest economies struggle to forestall looming crashes. Financial, and other, institutions were crumbling under the…

  • Banking, Its Ancient and Modern History

    Banking, Its Ancient and Modern History Introduction The history of banking dates back to Ancient Greece and the Roman Empire. The first prototypes were created by merchants around 2000 BC in Assyria and Sumeria. During the Roman Empire and in Ancient Greece, banks were primarily based in temples. Lenders accepted deposits, issued loans, and changed…

  • Corporate Social Responsibility in Bangladeshs Banking Sector

    Corporate Social Responsibility in Bangladeshs Banking Sector Table of Contents Introduction Benefits of CSR Business Significance Inducements Provided Conclusion Reference List Introduction Corporate Social Responsibility (CSR) denotes a firms practices that entail undertakings that benefit the surrounding community, for instance, offering a fraction of the business profits to charity, programs of environmental conservation and social…