Category: Insurance

Dental Plans and Dental Insurance How does the ADA Plan Save Money for the Consumer/Patient? American Dentist Association Direct Reimbursement (DR) plan is one of the innovative programs advanced in the quest to improve the dental care and treatment received by individuals in the United States. The plan has a number of benefits that patients…

Insurance Comparison: Dental Plans and Benefits Dental practitioners must demonstrate adequate understanding of the existing Dental Plans and types of Dental Benefits if they are to succeed in providing optimal care to patients and receive sufficient reimbursement for the services provided. Direct reimbursement and indemnity insurance are two types of benefit models offered in the…

Indemnity Dental Insurance and Its Benefits Indemnity dental insurance is also referred to as traditional insurance or fee for service dental plan and takes place through pay for service arrangement (Shashikiran, 2015). The major benefit of indemnity insurance is that it gives the patients an opportunity to receive the service of the dentist of their…

Insurance Services by The UnitedHealth Group Providing benefits to employees, such as health insurance, disability insurance, pension plans, and other supportive services, shows that organizations are invested not only in the overall well-being of their workers but also their future. The UnitedHealth Group offers insurance services by providing workers to have a health savings account…

The Insurance-Based Inequity Discussion Humanity continues to fight cancer, trying to prevent peoples deaths. From 1991 to 2018, the cancer death rate in the United States decreased by more than thirty percent (Lin, 2022). However, cancer prevention and treatment are currently in a state where having health insurance is vital for patients. Even though there…

Is Insurance a Right or a Privilege? Health care is one of the most important parts of the U.S. social system (Kovner & Knickman, 2008). Yet, many perceive the system as vague and not accessible to the poor. With millions of U.S. citizens uninsured, health care cost escalating, access to health care difficult, and health…

Indemnity Dental Insurance: Pros and Cons Indemnity dental insurance is one of the several insurance coverage schemes that can be accessed by the American citizens in need of seeking oral health care (Manski et al., 2015). Indemnity dental insurance is a fee-for-service plan, meaning that individuals who subscribe to this type of plan must pay…

Life Insurance: Types, Value of Money Life insurance can be defined as the contract between the insurer and the person owns the policy. Some countries include some events like bills and death expenses are included in the premium policy. The insurer is bound to pay some money incase an even happens to occurs. If the…

Medicaid Insurance Issues Analysis Nowadays, physicians are still not obliged to accept Medicaid patients that remains a controversial discussion point. In the United States, there are more than 85 billion beneficiaries of this governmental-state program, while 71% of caregivers are ready to deal with their health problems (Holgash & Heberlein, 2019). Even though such patients…

Medical Insurance among the Citizens: Statistical Research Discussion Healthy People 2020 is a project that comprises numerous recommendations related to health care and health promotion among Americans. The topic is related to access to medical insurance among the citizens of the United States. In fact, researchers working with statistical data related to the problem were…